JOB VACANCIES: TANZANIA AGRICULTURAL DEVELOPMENT BANK LIMITED EMPLOYMENT OPPORTUNITIES

The Government of Tanzania established Tanzania Agricultural Development Bank Limited (TAD B) under the provisions of the Banking and Financial Institutions Act No 5 of 2006 and the Banking and Financial Institutions (Development Finance) Regulations, 2012. The TADB is incorporated under the Companies Act, Cap 212 of 2002. The primary objective for which the bank is established is to catalyze delivery of various forms of financing to the agricultural sector.
In particular, the bank has the following key objectives:
•    To catalyse credit delivery to the agricultural sector and thereby accelerate agricultural growth;
•    To lead, as an apex agricultural financing bank, in capacity building strategies and programmes to strengthen the agriculture finandal value chain;
•    To be an important initiative in the implementation of the Government's Second Generation Rnancial Sector Reforms (FSAP) as well as in the furtherance of the National Strategy for Growth and Reduction of Poverty for Mainland Tanzania (MKUKUTA), and Zanzibar Strategy for Growth and Reduction of Poverty (MKUZA);
•    To catalyse existing agro-financing activities through provision of short, medium and long-term facilities through the following institutions: commercial banks, community banks, savings and credit cooperative societies (SACCOS) and microfinance institutions (MFIs) that are active in lending to the agricultural sector.
TADB is hereby inviting applications from suitably qualified candidates to fill the following job vacancies:

POSITION; HUMAN RESOURCES OFFICER
Department: Human Resource Department

Reports to: Human Resource and Administration Manager
Duties and Responsibilities:
•    To assist the Human Resource and Administration manager on development and implementation of the bank's Human Resource Management Policies; ~
•    To initiate for Management approval all personnel-related matters across the bank;
•    To co-ordinate the staff selection, recruitment, induction, placement and planning;
•    To develop training plans for the bank and ensure their implementation:
•    To keep records on the proceedings in the disciplinary committee and prepare report;
•    To keep staff and other subject matter files and records for the bank;
•    To provide guidance to both Management and staff on all matters relating to industrial and employee relations including terms and conditions of service, and where necessary initiate disciplinary processes regarding staff;
•    To prepare responses and bank representation to the Commission for Mediation and Arbitration and Labour Tribunal;
•    To verify and update personnel data base on regular basis;
•    To prepare necessary documentation for staff recruitment process or part-time engagements;
•    To facilitate requests of staff loans and other staff benefits as appropriate;
•    To advise on staff training and development and career management programmes
•    To facilitate staff performance appraisal process, salary reviews, benefits administration and rewards programmes
•    To perform any other duties assigned by the Human Resources and Administration Manager or by senior Management.
Minimum Qualifications:
Holder of a Bachelor's degree in Human Resources Management or its equivalent from reputable
university/institution.

Minimum Experience: Experience in personnel management and administration or postgraduate qualifications in relevant field are not mandatory but shall be an added advantage to the holder.

Career Progression: Holder of the position title can compete to fill any vacant senior position, provided he/she possesses the required minimum qualifications and experience

Competencies:
General competencies: Self-motivated and able to work under minimum supervision, possession of multi-tasking skills, computer literacy, customer needs oriented, ethical, diligent worker, team player.

MODE OF APPLICATION
Your application should include application letter, up-to-date CV with full names, contact addresses,
telephone numbers and e-mail addresses of the candidate, certified copies of relevant certificates
including a birth certificate and two reference letters.
All applications must be submitted through postal or couriers services. No application from physical visit by the applicant to the TADS Offices shall be entertained.
Applications should reach the undersigned by 4.00 pm on 26th November 2014

Managing Director,
Tanzania Agricultural Development Bank ltd,
7th Floor Samora Tower, Samora Avenue,
P. O. Box 63372,
DAR ES SALAAM.
SOURCE; DAILY NEWS 19 TH NOVEMBER 2014.
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TANZANIA AGRICULTURAL DEVELOPMENT BANK LIMITED
EMPLOYMENT OPPORTUNITIES
The Government of Tanzania established Tanzania Agricultural Development Bank Limited (TAD B) under the provisions of the Banking and Financial Institutions Act No 5 of 2006 and the Banking and Financial Institutions (Development Finance) Regulations, 2012. The TADB is incorporated under the Companies Act, Cap 212 of 2002. The primary objective for which the bank is established is to catalyze delivery of various forms of financing to the agricultural sector.
In particular, the bank has the following key objectives:
•    To catalyse credit delivery to the agricultural sector and thereby accelerate agricultural growth;
•    To lead, as an apex agricultural financing bank, in capacity building strategies and programmes to strengthen the agriculture financial value chain;
•    To be an important initiative in the implementation of the Government's Second Generation Financial Sector Reforms (FSAP) as well as in the furtherance of the National Strategy for Growth and Reduction of Poverty for Mainland Tanzania (MKUKUTA), and Zanzibar Strategy for Growth and Reduction of Poverty (MKUZA);
•    To catalyse existing agro-financing activities through provision of short, medium and long-term facilities through the following institutions: commercial banks, community banks, savings and credit cooperative societies (SACCOS) and microfinance institutions (MFIs) that are active in lending to the agricultural sector.
TADB is hereby inviting applications from suitably qualified candidates to fill the following job vacancies:

POSITION; PERSONAL ASSISTANT TO MANAGING DIRECTOR
Department: Human Resources and Administration

Reports to: Human Resources and Administration Manager
Duties and Responsibilities:
•    To manage the office of the Managing Director, maintaining office records and reference files on various subjects, ensuring availability of office stationery/equipment or other materials for office use, and ensuring that the Office of the Managing Director is arranged in an orderly and business-like manner;
•    To prioritize, screen and monitor the Managing Director's inward and outward mail and other documents and correspondences, including calls, emails, letters, and fax to ensure they are dealt with appropriately and timely;'
•    To collect and research information on assigned matters and make sure that relevant information is gathered and prepared to brief the Managing Director for meetings and events;
•    To receive and process information of a confidential nature and ensure that such information is maintained in strict confidentiality;
•    To receive, review and verify documents, records, and forms for accuracy, completeness, and conformance to applicable rules, regulations, policies, and procedures;
•    To arrange appointments, receive visitors, answer telephone calls, manage the diary of the Managing Director and respond to routine requests for information;
•    To arrange and schedule meetings, notifying participants, confirming dates and times, reserving
meeting sites, as well as preparing materials needed at the meetings;
•    To assist in organizing conferences, staff get together gatherings, staff parties and other official functions;
•    To assist in making travel reservations for the Managing Director and other
members of staff traveling on official duties;
•    To schedule and receive visitors of the Managing Director;
•    To arrange Board meetings, functions and other events;
•    To provide secretarial support to and prepare presentations for the Managing Director;
•    To maintain good working relationships with other staff in the bank as well as with external customers and stakeholders;
•    To perform any other duties related to the position as may be assigned by the Managing Director from time to time.
Minimum Qualifications: Diploma or Degree in Human Resources, Office Administration Public Administration, Secretarial Duties, Office Management or related field, from a recognized institution.

Minimum Experience:
Possession at least four (4) years of relevant work experience in a reputable institution in a similar position.

Career Progression: The holder of the position title can compete to fill any vacant more senior position, provided he/she possesses the required minimum qualifications and experience.

Competencies:
General competencies: Ability to work under pressure and beyond regular working hours,
self-motivated and able to work under minimum supervision, possession of multi-tasking skills,
computer literacy, customer needs oriented, courteous and pleasant personality, diligent
worker, team player.

Specific competencies:
Typing speed of at least 50 words shorthand, computer proficiency, particularly in Microsoft office programmes, observance of good conduct, ethics and confidentiality, good command of both English and Kiswahili languages.
MODE OF APPLICATION
Your application should include application letter, up-to-date CV with full names, contact addresses,
telephone numbers and e-mail addresses of the candidate, certified copies of relevant certificates
including a birth certificate and two reference letters.
All applications must be submitted through postal or couriers services. No application from physical visit by the applicant to the TADS Offices shall be entertained.
Applications should reach the undersigned by 4.00 pm on 26th November 2014

Managing Director,
Tanzania Agricultural Development Bank ltd,
7th Floor Samora Tower, Samora Avenue,
P. O. Box 63372,
DAR ES SALAAM.
SOURCE; DAILY NEWS 19 TH NOVEMBER 2014.

ARE YOU ONE OF THOSE COUPLES WHO JUST DON’T HAVE S*X ANYMORE? YOU JUST HAVE TO READ THIS

When was the last time you had sex with your wife or husband? Is sex an activity that no longer matters in your marriage? If you probably can’t remember, then it’s obvious its really been awhile and this study would definitely be of interest to you.
According to a study by The Times sex columnnist Suzy Godson of married couples aged 36-55, 44 per cent had sex weekly, 32 had sex monthly, 11 per cent had sex annually, 9 per cent never have sex and 4 per cent had sex every day.
Lack of interest in sex was one of the most common reasons given for couples not having it regularly and according to the study there is a definite link between lack of sex in marriages and divorce.
According to Suzy Godson, everyone who stops having sex is risking their relationship and she has got reasons to back it up too.
Sex keeps us physically satisfied and provides much-needed excitement and stimulation in our lives. Sex also makes us feel wanted and attractive, needed and admired. We feel emotionally connected to the person we’re having sex with.
When you stop having sex in your marriage, you risk both of you wanting to have sex with someone else. It’s that simple.
So if your excuse for not ‘doing it’ is simply that neither of you feel like it anymore because you’ve been together ‘forever’ and it seems like ‘such an effort’ and you’d both ‘really honestly watch telly together’, perhaps you might like to have a little rethink.
So ask yourself again, would you want to risk a divorce by not having sex with your partner?

7 IMPORTANT THINGS TO ALWAYS CHECK IF YOU WANT TO ASSESS YOUR RELATIONSHIP

Relationships can be compared to a car engine, you don’t wake up every morning and drive off to wherever you want to go to without checking so many important things in the engine else your car might just break down. Likewise your relationship, you don’t wake up every day assuming that your relationship is intact without assessing your relationship; you might wake up one day only to realise that your relationship is on the verge of breaking down.
Relationships don’t break down in the twinkle of an eye, it does so gradually but sometimes people keep a blind eye to those things which should be checked regularly in the relationship just like the car engine.
7 pointers for assessing your relationship
1. COMMUNICATION LEVEL
Communication is an integral part of a relationship; a successful relationship is marked with frequent communication while a relationship that’s on the verge of breaking or is having cracks is marked by a lower level of communication. How well do you and your partner communicate with each other?  Once communication begins to fade off then your relationship would begin to fade off as well, there are no two ways about this; so never let it get to this stage.
2. DESIRABILITY LEVEL
Notice how couples that are in love or in a relationship newly desire each other; desirability is the passion of the relationship. Many relationship experts would always advice couples to maintain the passion in a relationship; this is so because once the passion in that relationship begins to wane then the relationship would suffer as well. How high is the passion or desirability level in your relationship?

3. TAKE THE QUIZ
You can take a self-test to examine how feel about your relationship; if you’re honest about how you feel then you would have all the answers you need about your relationship. Ask yourself questions like: am I enjoying this relationship? Would I rather be alone than be with my partner? Am I proud of where the relationship is going? Would I still love to be in this relationship in a few years’ time? The answers to these questions would reveal a lot and tell you how exactly you feel about your relationship.

4. IS ANYTHING COMING BETWEEN YOU AND YOUR PARTNER?
Things come between couples in a relationship; some are external and some are internal; some are visible to the eyes while some aren’t. Family and friends can come between relationship partners; inward traits like ego, anger, selfishness and the lot can come between partners; even in marriages, kids can come between partners; sometimes it could also be that extra side chic or guy that could be coming between partners. Is anyone or anything coming between you and your partner

5. SEX
Sex is always a definite pointer that reveals a lot about relationship cracks. Sometimes sex can feel empty with no passion, sometimes it could be just dry like something done out of necessity rather than of desire while sometimes the intimacy and passion level that comes with the sex could be passionate. It also doesn’t end with sex, even the attitude after sex means a lot; is there still that desire to be with each other or is it just one of those things? All these counts and those little details would reveal a lot as to how well the relationship is doing.

6. HONESTY
A relationship that’s on the right track is usually honest; the man is honest to the woman and likewise the woman is honest to the man. Once honesty seizes to exist in that relationship then it is a sign that so many things are going wrong behind the scenes. What’s the honesty level between you and your partner in that relationship?

7. SACRIFICES
A successful relationship is earmarked with sacrifices, couples are willing to give up things that they do that would harm the relationship, couples are ready to put in a lot to make sure the relationship remains successful. Once that will to sacrifice for each other is lost then that relationship would gradually begin to falter till it reaches a point where it can’t be fixed again.

While most relationships fail without both partners noticing on time is because just like the car engine they refuse to check everything that’s needed to make the relationship move smoothly. No relationship breaks down at once, it gives signs that something should be worked on or improved and failure to do that would ruin the relationship.

9 IMPORTANT THINGS EVERY LADY SHOULD CONSIDER BEFORE SAYING YES TO HIS PROPOSAL

  
One adorable sight every lady loves seeing is when a man with all his manly ego and masculinity leaves everything aside for a moment, goes down on one knee in front of his lady, brings out a diamond crusted ring and ask those four sweet and romantic words —will you marry me? Every lady loves this moment; it is magical, the romance in it is unexplainable and it’s like a dream come true.
However, it shouldn’t end there; the aim now shouldn’t be to hurriedly say yes to a man, the aim should be to say yes to the right man. Marriage is one long distance trip and you know that there are so many important things to check before venturing on a distant trip.
9 important things every lady should consider before saying yes:
1. IF HE’S TRUE TO YOU
You have to be sure the man you are about saying yes to, is honest with you, with his words and his actions. If he’s deceitful to you in the course of the relationship then you shouldn’t expect any better when you bear his name. Your man has to be honest with you, he has to be true to you; lying shouldn’t be an option, unfaithfulness also, deceit shouldn’t even be in the picture; it’s surprising some ladies even say yes to men that they don’t really know much about. You have to know your man deep down.
2. FINANCIAL STABILITY
I’m one of those who kick against ladies that are only there for the money but it also doesn’t mean you should sign your death certificate and enter a marriage headed for poverty. Your man should be able to pay the bills at least, even if he can’t afford most things at that point, you have to be sure he has prospects and future plans in that regard. Do not get married to a man without money and without a plan to make money; trust me, poverty and marriage is almost like a death sentence.
3. TEMPERAMENT
This is one thing many ladies fail to analyse before saying yes to a man; a man’s temperament is very important; if he can’t control his anger then one person would suffer severely from it, and that is you. Don’t get married to a man that would turn you to his punching bag, it isn’t worth the hassle. If he can’t control his temper then you are at risk of coming into harm’s way; domestic violence is no fun.
4. HIS LOVE FOR YOU
Does he love you genuinely? Can he go the extra mile for your sake? Is he honest about his feelings for you? Does he think you are special? Would his love stand the test of time or is it just ordinary? These questions are important questions you should be sure of before that ring slips into your finger.
5. YOUR FEELINGS FOR HIM
The previous four tips centred mainly on the man but it doesn’t just end there, it shouldn’t be all about him. Many ladies have gotten married when they are so unsure of the feelings they have for their man. You have to be sure you actually love that man; there is no negotiating this, if you don’t love him then there should be no need. Marriage is no small affair; time would come when the chips would be so down and the only thing that would keep you going is your love for him; so if the love isn’t real then the marriage won’t last.
6. HOW READY ARE YOU?
Marriage is different from a relationship; you might be ready for a relationship but you might not be ready for marriage; to have a successful marriage, you should be willing to take a lot of sacrifices and if you aren’t ready for those sacrifices then you absolutely aren’t ready for marriage.

7. COMPATIBILITY   
Compatibility is one measure that would eventually lead to a successful marriage. The issue of compatibility shouldn’t be taken for granted; when couples are compatible, their marriage is bliss and a joy to watch but when compatibility is lacking in that marriage, it turns to a cat and dog affair.
8. DO YOU LOVE SOMEONE ELSE?
You have to sort yourself out before you say yes to a man; the dilemma of being married and still in love with someone else is one that you should avoid. If he isn’t the only one your heart is set out for then you shouldn’t hurriedly say yes else you would successfully start a journey where the end point would be total fatality.
9. MAKE SURE YOU AREN’T LURED BY THE WRONG REASONS
Not to play the role of judge and jury, but you have to satisfy your conscience for the reasons you choose to say yes to him. If your reasons aren’t good enough then you should know that he isn’t your man but like the fifth tip pointed out, if your feelings are genuine then you should give it a go. Don’t get lured into marriage for the wrong reasons, they won’t last; you would probably get tired of them at a point; marriage is supposed to be a lifetime event, if you get married for the wrong reasons then at some point it would eventually tell.

You might be wondering if you should think all these things through within a split second before saying yes; that really shouldn’t be the case; all these factors should be evaluated while the relationship is still ongoing, you don’t have to wait till he brings out a ring.
With proper evaluation of these factors, you would know if you’re ready and if he’s ready too. Rushing into marriage with him might be too risky as divorce might loom about that marriage not too long after if you aren’t careful.

6 REASONS I’M SORRY CAN SAVE YOUR RELATIONSHIP

I’m sorry are two words that can save so many hassles in a relationship but agonizingly, these two words are less often used by relationship partners. Ego, refusal to accept wrong, unnecessary stubbornness and probably immaturity hinder partners from apologising after doing a wrong.
Saying I’m sorry when in the wrong can save so many things in your relationship in many ways.

1. IT REDUCES THE TENSION
Relationship sometimes comes with a tension that can be likened to a volcanic eruption and if not properly handled it can make the relationship really erupt or explode. Little things can cause major dramas in a relationship, it always starts with a little thing and it grows till it becomes unbearable. With the simple words of ‘I’m sorry’, the tension is lessened and that can save the relationship from cracking up.

2. IT WOULDN’T LET THINGS ESCALATE
When you apologise to your partner at the slightest instance, you save things from escalating, and once things escalate, it can reach a boiling point which would cause that relationship to suffer. Do not let ego have the better of your relationship, don’t argue when you are supposed to apologise; it might seem easy and ordinary but it isn’t, it would save your relationship from dramas. Once drama steps into your relationship, it would lead to a whole lot if not properly handled.
3. IT’S THE FIRST STEP TO RECONCILIATION
With apologising, you have created room for reconciliation and with that things would go on smoothly like nothing happened, and that’s what a mature relationship is all about, that’s the secret of a successful relationship. When you apologise, you reconcile but when you don’t apologise, you fight and argue, and that isn’t healthy for your relationship.

4. IF YOU ARE HONEST, YOUR PARTNER WOULD DEFINITELY FEEL THE IMPACT
I’m sorry isn’t I’m sorry; there is a difference between an honest I’m sorry and an insincere one. If you are honest about your apologies, your partner would appreciate your sincerity and your willingness to make the relationship work.

5. IT SHOWS YOU CARE ABOUT THE RELATIONSHIP
When you apologise about a wrong done, it shows your intent in trying to keep your relationship in the right track. However, when you don’t, it shows naivety and a lacklustre attitude towards the relationship growth. If you care about your partner and about your relationship, you wouldn’t hesitate to say I’m sorry when due; hurting your partner’s feeling is one thing, not being sorry for it is another major flaw entirely.

6. IT DOESN’T LET RETALIATION, ANGER, MALICE AND OTHER VICES CREEP IN 
Retaliation exists in many relationships and it’s appalling; it’s appalling because relationships shouldn’t be warfare; it should be romantic, it should be between two caring people who love each other. However, not apologising for a wrong can make retaliation step in and that can lead to anger, malice, contempt and so many vices that kill relationships.

Though, it should be made clear that apologising shouldn’t be the only thing in mind, you should also take responsibility for your actions. Admit your mistake, apologise for it, fix it and don’t repeat it; with these, you have shown sincerity in your actions and saved your relationship from a world of hassle.

5 UNBELIEVABLY SHOCKING SECRETS ANY WOMAN WILL ALWAYS KEEP FROM MEN!!

1. WE SAVE MEMORIES FROM PAST RELATIONSHIPS

This is definitely one of the most common secrets women keep from men! Even if most women don’t like to admit it, they do save some memories from past relationships. This doesn’t mean that we still have feelings for our former partners; we just like to save a few things that made us happy at a certain point in our lives, like that love letter or that poem that he wrote us. They just remind us how good it is to feel loved and all those details that are still a part of our past have helped us become the wonderful person that we are today.

2. WHAT WE THINK OF YOUR GIFTS

Most women won’t ever tell their partners that they don’t like the gifts they gave them, because they don’t want to hurt their loved one’s feelings. We appreciate your effort to try to find something that you think will suit us, so even if it’s not the best thing you could have given us, we love the fact that you paid attention to what have told you and that you always try to make us happy.


3. HOW MUCH MONEY WE SPEND ON CLOTHES

Okay, so maybe some of you might not agree with me on this one, but I must tell you that there actually are a lot of women who don’t tell their partners how much money they spend on clothes or on shoes, because they want to avoid any potential arguments on this matter. I don’t know if it’s okay to not be completely honest with your loved one, but sometimes it’s just better to keep certain things to yourself and focus your energy on making your partner happy, because this is all that matters after all.

4. WE DON’T CARE ABOUT HOW MUCH MONEY YOU MAKE

Actually, most women don’t really care about how much money a man makes, as long as he’s kind and does everything in his power to make them happy and show them that he loves them. On the other hand, we don’t appreciate laziness and lack of motivation, so work as hard as you can, even if you don’t make as much money as you should or as much as you deserve. I’m sure that if you persevere, you will be able to reach your goals and fulfill all your dreams

5. THE WAY WE FEEL ABOUT YOUR FAMILY

Even if a woman doesn’t like her partner’s family, she will never tell them that, because she doesn’t want to jeopardize their relationship and she also doesn’t want to hurt her loved one's feelings. Most women just keep their mouths shut on this matter, because they don’t want to make their partner choose between them and their family. They will just avoid being around their significant other’s annoying relative for as long as they can.